Terms and Conditions

These are the Terms and Conditions (the “Terms”) governing the use of www.ia.gov.sa (the Website) the agreement that operates between you as user of our Website and us. In these terms, references to ‘us’, ‘we’ and ‘our’ are references to the Saudi Insurance Authority. These Terms set out the rights and obligations of all users regarding the use of the Website.

Please read these terms and conditions carefully before using our Website.By using our Website, you confirm that you accept these terms and conditions and that you agree to comply with them. If you disagree with any part of these terms and conditions then please do not access the Website.Any use of the Website other than in accordance with these Terms is prohibited. If you breach any of these Terms, your permission to use the Website automatically terminates and you must immediately destroy any downloaded or printed extracts from the Website.Any rights not expressly granted in these terms and conditions are reserved.

Links to other websites:

Where the Website contains links to other sites and resources provided by third parties, these links are provided for your information only. These links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those sites or resources.We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Limitation of liability:

The Website is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind.We are keen to make publishable information available on the website. This is based on the principle of transparency and availability of public information, in a way that enables stakeholders to have access and knowledge. We also take steps to check that the information contained or published on the Website are complete, up-to-date and accurate, although we do not provide any guarantee of any kind for that. We are not responsible for, and do not make any representations, warranties or guarantees (whether express or implied) about, the availability of any part of the Website, or about any information on the Website being accurate, complete or up to date, nor in relation to any actions or decisions taken accordingly.The content on the Website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Website. Moreover, we are not responsible for any unavailability of the website or any losses or damages that may result from your use of the Website or any information on it.All financial institutions falling under our control and supervision must always adhere to the instructions issued by us and follow up on updates to these instructions, and not rely on what is published on the website.

Copyrights:

The copyright and other intellectual property rights in the Website and its content (including designs, logos and graphics) is owned by us. They are reserved and protected rights, and you may not use them except solely for the following purposes:- Referring to IA’s website: www.ia.gov.sa
- Making a translation of brief summaries on condition of referring to the source.
- The copying, downloading and printing hard copy of the Website contents for personal use or for use within the user's organisation. Provided that you must not use any part of the content on our Website for commercial purposes without obtaining a licence to do so from us. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way. Noting that the copyright and intellectual property rights must be preserved in the same form as the original content.Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged (except where the content is user-generated).

Terms of Use:

You agree, without any limitation or condition, to the following:- The laws of the Kingdom of Saudi Arabia shall govern these terms and conditions and your use of the Website. Disputes arising in connection with these terms and conditions or your use of the Website shall be subject to the exclusive jurisdiction of the [Saudi] courts.
- All limitations of liability and copyright terms and conditions stated on the website.
- Not to misuse IA’s website in any way, or take any action that may expose the website to any defect.
- Not to conduct, facilitate, authorise or permit any text or data mining or web scraping in relation to our site or any services provided via, or in relation to, the website.
- You do not have the right to own any communication or information you send through this website, and the use of such information or what results from any communication is subject to the sole discretion of IA.
- The User is responsible for any content he/she sends through, or submit to, this Website. You agree to defend, indemnify, and hold harmless IA and each of our affiliates, officers, directors, employees, agents, suppliers and licensors from any and all claims, allegations, liabilities, costs, losses and expenses (including reasonable legal fees and expenses) arising out of or in connection with any content that you submit, post, upload, transmit or otherwise make available on or through the Website.
- IA may, at its sole discretion, terminate or limit or suspend the user's right to access the website without notice and for any reason, including breach of the terms and conditions of use or any other behaviour that IA may, at its discretion, consider unlawful or harmful to others, and in the event of termination of the user's right to access the website, the user will not be permitted to access the site.
- The Arabic language is the official language of the website. The translation of any of its content aims to provide an additional service, therefore it is not permissible to invoke any of what is stated on the website in a language other than Arabic.
- We may amend these terms and conditions from time to time. Every time you wish to use our Website, please check these terms to ensure you understand the terms and conditions that apply at that time.

Last Modified Date: 02/05/2025 - 1:30 AM Saudi Arabia Time